.ins-hero{position:relative;min-height:55vh;display:flex;align-items:center;justify-content:center;background:url('/images/hero.jpeg') center center/cover no-repeat;padding:7rem 0 3rem}.ins-hero-overlay{position:absolute;inset:0;background:linear-gradient(135deg,rgba(43,122,120,0.92) 0%,rgba(23,37,42,0.88) 100%)}.ins-hero-content{position:relative;z-index:1;text-align:center;max-width:750px;margin:0 auto}.ins-hero-badge{display:inline-block;background:rgba(255,255,255,0.15);color:#fff;padding:0.4rem 1.25rem;border-radius:50px;font-size:0.85rem;font-weight:500;margin-bottom:1.25rem;backdrop-filter:blur(10px)}.ins-hero-content h1{font-family:var(--font-heading);font-size:clamp(2.5rem,5vw,3.5rem);font-weight:700;color:#fff;margin-bottom:1rem}.ins-hero-content p{font-size:1.1rem;line-height:1.7;color:rgba(255,255,255,0.9);margin-bottom:2rem}.ins-hero-actions{display:flex;justify-content:center;gap:1rem;flex-wrap:wrap}.ins-hero-btn{display:inline-flex;align-items:center;gap:0.5rem;padding:0.9rem 1.75rem;border-radius:50px;font-weight:600;font-size:0.95rem;text-decoration:none;transition:all 0.3s ease}.ins-hero-btn.primary{background:#fff;color:var(--teal);box-shadow:0 4px 15px rgba(0,0,0,0.1)}.ins-hero-btn.primary:hover{transform:translateY(-2px);box-shadow:0 6px 25px rgba(0,0,0,0.15)}.ins-hero-btn.outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,0.5);font-weight:500}.ins-hero-btn.outline:hover{background:rgba(255,255,255,0.1);border-color:#fff}.ins-quick-strip{background:var(--cream);border-bottom:1px solid rgba(0,0,0,0.06);position:relative;z-index:10}.ins-quick-grid{display:flex;align-items:center;justify-content:center;padding:1.5rem 0;gap:2.5rem;flex-wrap:wrap}.ins-quick-item{display:flex;align-items:center;gap:0.875rem}.ins-quick-icon{width:50px;height:50px;border-radius:12px;background:rgba(77,127,122,0.1);display:flex;align-items:center;justify-content:center;color:var(--teal);flex-shrink:0}.ins-quick-text{display:flex;flex-direction:column}.ins-quick-label{font-size:0.75rem;color:#666;text-transform:uppercase;letter-spacing:0.5px;font-weight:500}.ins-quick-value{font-size:0.95rem;font-weight:600;color:var(--dark)}.ins-quick-divider{width:1px;height:40px;background:rgba(0,0,0,0.08)}.ins-toc-sidebar{position:fixed;left:24px;top:50%;transform:translateY(-50%);z-index:99;background:#fff;padding:1rem 1.25rem;border-radius:12px;box-shadow:0 4px 20px rgba(0,0,0,0.08);border:1px solid rgba(0,0,0,0.05);opacity:0;visibility:hidden;transition:all 0.3s ease}.ins-toc-sidebar.visible{opacity:1;visibility:visible}.ins-toc-title{font-size:0.7rem;font-weight:600;text-transform:uppercase;letter-spacing:0.08em;color:#666;margin-bottom:0.75rem;padding-bottom:0.5rem;border-bottom:1px solid rgba(0,0,0,0.06)}.ins-toc-list{list-style:none;margin:0;padding:0}.ins-toc-list li{margin-bottom:4px}.ins-toc-link{display:flex;align-items:center;padding:0.4rem 0.6rem;text-decoration:none;color:#666;font-size:0.8rem;font-weight:500;border-radius:6px;transition:all 0.2s ease}.ins-toc-link::before{content:'';width:6px;height:6px;border-radius:50%;background:#d1d5db;margin-right:10px;flex-shrink:0;transition:all 0.2s ease}.ins-toc-link:hover{color:var(--teal);background:rgba(77,127,122,0.08)}.ins-toc-link:hover::before{background:rgba(77,127,122,0.5)}.ins-toc-link.active{color:var(--teal);font-weight:600;background:rgba(77,127,122,0.1)}.ins-toc-link.active::before{background:var(--teal);box-shadow:0 0 0 3px rgba(77,127,122,0.2)}.ins-section{padding:5rem 0;background:var(--cream)}.ins-providers-section{margin-bottom:2.5rem}.ins-providers-header{display:flex;justify-content:center;margin-bottom:1.5rem}.ins-providers-badge{display:inline-flex;align-items:center;gap:0.5rem;padding:0.5rem 1.25rem;border-radius:50px;font-size:0.85rem;font-weight:600}.ins-providers-badge.accepted{background:rgba(16,185,129,0.1);color:#059669}.ins-providers-badge.coming{background:rgba(77,127,122,0.1);color:var(--teal)}.pulse-dot{width:8px;height:8px;border-radius:50%;background:var(--teal);animation:pulse 2s infinite}@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(77,127,122,0.4)}70%{box-shadow:0 0 0 8px rgba(77,127,122,0)}100%{box-shadow:0 0 0 0 rgba(77,127,122,0)}}.ins-providers-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:1rem;max-width:900px;margin:0 auto}.ins-provider-card{background:#fff;border-radius:12px;padding:1.25rem;text-align:center;box-shadow:0 2px 10px rgba(0,0,0,0.04);border:1px solid rgba(0,0,0,0.05);transition:all 0.3s ease}.ins-provider-card:hover{transform:translateY(-4px);box-shadow:0 8px 25px rgba(0,0,0,0.08);border-color:var(--teal)}.ins-provider-card img{width:64px;height:64px;object-fit:contain;margin-bottom:0.75rem}.ins-provider-card span{display:block;font-size:0.85rem;font-weight:600;color:var(--dark)}.coming-soon-section{max-width:400px;margin:0 auto 2.5rem}.ins-coming-card{background:#fff;border:2px dashed var(--teal);border-radius:16px;padding:1.5rem 2rem;display:flex;align-items:center;gap:1.25rem}.ins-coming-card img{width:60px;height:60px;object-fit:contain}.ins-coming-info h4{font-family:var(--font-heading);font-size:1.1rem;color:var(--dark);margin:0 0 0.25rem 0}.ins-coming-date{font-size:0.8rem;font-weight:500;color:var(--teal);background:rgba(77,127,122,0.1);padding:0.2rem 0.6rem;border-radius:50px}.ins-notice-card{display:flex;align-items:flex-start;gap:1rem;padding:1.5rem 2rem;background:#fff;border-radius:12px;border-left:4px solid #f59e0b;box-shadow:0 2px 10px rgba(0,0,0,0.04);max-width:700px;margin:0 auto}.ins-notice-icon{width:44px;height:44px;background:#fef3c7;border-radius:10px;display:flex;align-items:center;justify-content:center;color:#d97706;flex-shrink:0}.ins-notice-content h4{font-family:var(--font-heading);font-size:1rem;color:#92400e;margin:0 0 0.5rem 0}.ins-notice-content p{color:#78350f;font-size:0.9rem;margin:0;line-height:1.65;opacity:0.9}.ins-features-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.5rem}.ins-feature-card{background:#fff;border-radius:16px;padding:2rem;text-align:center;box-shadow:0 2px 12px rgba(0,0,0,0.04);transition:all 0.3s ease}.ins-feature-card:hover{transform:translateY(-4px);box-shadow:0 8px 25px rgba(0,0,0,0.08)}.ins-feature-icon{width:64px;height:64px;border-radius:16px;background:rgba(77,127,122,0.1);display:flex;align-items:center;justify-content:center;margin:0 auto 1.25rem;color:var(--teal);transition:all 0.3s ease}.ins-feature-card:hover .ins-feature-icon{background:var(--teal);color:#fff}.ins-feature-card h3{font-family:var(--font-heading);font-size:1.15rem;font-weight:600;color:var(--dark);margin-bottom:0.75rem}.ins-feature-card p{color:#666;line-height:1.65;margin:0;font-size:0.95rem}.ins-disclaimer-banner{display:flex;align-items:flex-start;gap:0.75rem;padding:1.25rem 1.5rem;background:rgba(245,158,11,0.08);border-radius:10px;border-left:3px solid #f59e0b;max-width:900px;margin:0 auto 3rem}.ins-disclaimer-banner svg{color:#d97706;flex-shrink:0;margin-top:2px}.ins-disclaimer-banner p{color:#92400e;font-size:0.9rem;line-height:1.6;margin:0}.ins-verify-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.5rem}.ins-verify-card{background:#fff;border-radius:16px;padding:2rem;transition:all 0.3s ease;box-shadow:0 2px 12px rgba(0,0,0,0.04)}.ins-verify-card:hover{box-shadow:0 8px 25px rgba(0,0,0,0.06)}.ins-verify-header{text-align:center;margin-bottom:1.5rem}.ins-verify-icon{width:70px;height:70px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;margin:0 auto 1rem;color:var(--teal);box-shadow:0 4px 15px rgba(0,0,0,0.05)}.ins-verify-header h3{font-family:var(--font-heading);font-size:1.2rem;font-weight:600;color:var(--dark);margin-bottom:0.25rem}.ins-verify-subtitle{font-size:0.9rem;color:var(--teal);font-style:italic}.ins-verify-list{list-style:none;padding:0;margin:0}.ins-verify-list li{position:relative;padding-left:1.5rem;margin-bottom:0.6rem;color:#666;font-size:0.95rem;line-height:1.65}.ins-verify-list li::before{content:'';position:absolute;left:0;top:0.5rem;width:6px;height:6px;border-radius:50%;background:var(--teal)}.ins-steps-container{position:relative;max-width:1000px;margin:0 auto}.ins-steps-line{position:absolute;top:40px;left:10%;right:10%;height:2px;background:linear-gradient(to right,var(--teal),rgba(77,127,122,0.2));z-index:0}.ins-steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;position:relative;z-index:1}.ins-step-card{background:#fff;border-radius:16px;padding:2rem 1.5rem;text-align:center;box-shadow:0 2px 12px rgba(0,0,0,0.04);position:relative}.ins-step-number{position:absolute;top:-16px;left:50%;transform:translateX(-50%);width:36px;height:36px;border-radius:50%;background:linear-gradient(135deg,var(--teal),#3A615D);color:#fff;font-weight:700;font-size:1rem;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 12px rgba(77,127,122,0.3)}.ins-step-icon{width:56px;height:56px;border-radius:14px;background:rgba(77,127,122,0.1);display:flex;align-items:center;justify-content:center;margin:0.5rem auto 1rem;color:var(--teal)}.ins-step-card h3{font-family:var(--font-heading);font-size:1rem;font-weight:600;color:var(--dark);margin-bottom:0.5rem}.ins-step-card p{color:#666;font-size:0.9rem;line-height:1.65;margin:0}.ins-final-cta-primary{display:inline-flex;align-items:center;gap:0.5rem;padding:0.95rem 2rem;font-size:0.95rem;font-weight:600;color:#fff;background:linear-gradient(135deg,var(--teal,#2B7A78) 0%,#236865 100%);border-radius:50px;text-decoration:none;transition:all 0.3s ease;box-shadow:0 4px 15px rgba(43,122,120,0.3)}.ins-final-cta-primary:hover{transform:translateY(-2px);box-shadow:0 8px 25px rgba(43,122,120,0.35)}.ins-final-cta-primary svg{transition:transform 0.2s ease}.ins-final-cta-primary:hover svg{transform:translateX(3px)}.ins-final-cta-secondary{display:inline-flex;align-items:center;gap:0.5rem;padding:0.95rem 1.75rem;font-size:0.95rem;font-weight:500;color:#2d4a47;background:rgba(255,255,255,0.6);border:1.5px solid rgba(45,74,71,0.15);border-radius:50px;text-decoration:none;transition:all 0.2s ease;backdrop-filter:blur(10px)}.ins-final-cta-secondary:hover{background:rgba(255,255,255,0.9);border-color:rgba(45,74,71,0.25)}.ins-cta-content{text-align:center;max-width:650px;margin:0 auto}.ins-cta-icon{width:80px;height:80px;border-radius:50%;background:rgba(255,255,255,0.15);display:flex;align-items:center;justify-content:center;margin:0 auto 1.5rem;color:#fff}.ins-cta-content h2{font-family:var(--font-heading);font-size:clamp(1.5rem,4vw,2rem);font-weight:700;color:#fff;margin-bottom:0.75rem}.ins-cta-content p{font-size:1.05rem;color:rgba(255,255,255,0.9);margin-bottom:2rem;line-height:1.7}.ins-cta-buttons{display:flex;justify-content:center;gap:1rem;flex-wrap:wrap}.ins-cta-btn{display:inline-flex;align-items:center;gap:0.5rem;padding:0.9rem 1.75rem;border-radius:50px;font-weight:600;font-size:0.95rem;text-decoration:none;transition:all 0.3s ease}.ins-cta-btn.primary{background:#fff;color:var(--teal)}.ins-cta-btn.primary:hover{transform:translateY(-2px);box-shadow:0 6px 25px rgba(0,0,0,0.2)}.ins-cta-btn.outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,0.5);font-weight:500}.ins-cta-btn.outline:hover{background:rgba(255,255,255,0.1);border-color:#fff}@media (max-width:1700px){.ins-toc-sidebar{display:none}}@media (max-width:1024px){.ins-steps-line{display:none}.ins-steps-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:768px){.ins-hero{min-height:55vh;padding:7rem 0 3rem}.ins-quick-grid{flex-direction:column;gap:1rem;padding:1.5rem 0}.ins-quick-divider{display:none}.ins-quick-item{width:100%;justify-content:flex-start;padding:0.75rem 1rem;background:#fff;border-radius:10px;box-shadow:0 1px 3px rgba(0,0,0,0.05)}.ins-section{padding:3.5rem 0}.ins-providers-grid{grid-template-columns:repeat(2,1fr)}.ins-steps-grid{grid-template-columns:1fr;max-width:350px;margin:0 auto}.ins-verify-grid{grid-template-columns:1fr}.ins-notice-card{flex-direction:column;text-align:center;align-items:center}.ins-cta-wrapper{padding:3rem 1.5rem !important}}@media (max-width:480px){.ins-providers-grid{grid-template-columns:repeat(2,1fr);gap:0.75rem}.ins-provider-card{padding:1rem}.ins-provider-card img{width:48px;height:48px}.ins-provider-card span{font-size:0.75rem}}